Stronger suppliers.
Better cash flow.

Give suppliers access to earlier payments through third-party funding, while preserving your working capital. Paytau is building a simpler way to introduce and manage supply chain finance.

Explore SCF

How it works

WHY SCF

Greater flexibility for suppliers and buyers

Give suppliers access to earlier payments, protect your working capital and simplify the process of introducing supply chain finance.

Stronger supplier relationships

Give suppliers greater control over their cash flow, helping strengthen relationships and supply chain resilience.

Protect your working capital

Offer earlier payment through third-party financing while maintaining your existing payment schedule.

Less complexity for finance teams

Reduce the effort involved in introducing and operating an SCF programme.

HOW IT WORKS

Early payments for suppliers. No change to when you pay.

Once you have approved an invoice, suppliers can choose to receive payment early through third-party funding, while you pay on the original due date. Here is how it works in four simple steps.

Suppliers receive funds earlier · You pay on the original due date.

FLEXIBLE FUNDING

One platform. Two ways to pay suppliers early.

Whether you are looking to preserve working capital or put surplus cash to work, Paytau gives you flexibility in how early payments are funded.

Supply Chain Finance:
Support suppliers. Preserve your cash.

Give eligible suppliers access to earlier payments through third-party financing, while your business pays on the agreed due date.

Dynamic Discounting:
Put your surplus cash to work.


Use your own available cash to pay suppliers early in exchange for agreed discounts, generating potential returns on cash that would otherwise remain idle.

03 — Suppliers receive their funds

A third-party finance provider pays participating suppliers early, subject to agreed funding terms.

04 — Pay on your usual date

Your business settles the invoice on the original due date, without using its own cash earlier.

Choose the funding model that works for your business, or combine both as your needs evolve.

BUYER-FUNDED EARLY PAYMENTS

Turn surplus cash into returns.

Give suppliers the option to access approved invoices early. Use your own cash to capture an early-payment discount.

BUILT AROUND YOUR EXISTING SYSTEMS

Your existing systems. A simpler way to offer SCF.

Designed to work alongside your existing ERP, accounts payable and banking systems, making supply chain finance easier to introduce without disrupting established workflows.

FREQUENTLY ASKED QUESTIONS

Your questions, answered.

Everything you need to know about introducing supply chain finance with Paytau.

Once an invoice is approved, eligible suppliers can choose to receive payment early through a third-party finance provider. Your business then pays the finance provider on the original agreed due date.
Suppliers can choose to receive payment earlier on approved invoices, giving them greater flexibility over their working capital. For some, this may offer a more competitive alternative to existing financing arrangements.
Supply chain finance uses third-party finance providers to fund eligible approved invoices, subject to funding arrangements and eligibility.
In a typical arrangement, suppliers can access payment earlier while buyers continue paying on their agreed due dates.
Paytau is designed to work alongside existing ERP and accounts payable systems, reducing the need for disruptive changes.
Costs depend on the funding arrangement and programme structure. Discuss suitable options with the Paytau team.

Let's make supplier finance work better.

We're working with a small number of finance teams to help us build Paytau. Interested in finding out more?

© 2026 Paytau Ltd